You don't actually know what you made last month
Money comes in through Stripe, PayPal and app stores, and goes out on three cards and a bank account. Pulling it into one real number takes a weekend, so it doesn't happen, or it happens wrong.
Without it
- A weekend of spreadsheets Exporting, pasting and matching every month.
- Transfers counted as spending Moving your own money shows up as an expense.
- Double counted charges Pending and posted card charges both land in the total.
- Personal spend mixed in Your Uber rides end up in the business numbers.
With it
- The month, drafted for you A full profit and loss lands on the 1st.
- Transfers left out Bank moves, withdrawals and currency swaps never count as profit or loss.
- Every charge once Duplicates are caught before they reach the report.
- Your rules, remembered Fix a category once and it's sorted that way every month after.
How it works
What lands in your Discord
- Money inStripe, PayPal and app store sales, net of refunds and fees.
- Money outEvery category, with every merchant listed inside it.
- What's leftNet profit for the month, ready to confirm or reject.
- Heads up"One card isn't connected, its spend is missing from this month."
- Who still needs payingEveryone on your payout list who hasn't been paid yet.
Sample report, for illustration.
What you get
- The CFO agentA bot in your Discord that closes your month and answers money questions.
- Your accounts connectedBank and cards, Stripe, PayPal and app stores, set up in your name.
- Your profit and loss sheetWritten in your categories, one confirmed month at a time.
- A fix categories loopPick the right category once in the sheet, it remembers that merchant for good.
- A payout listLog who you owe, save how they get paid, mark them paid.
- A plain English guideEvery command, and what to do when a number looks off.
- A walkthrough videoRecorded on your real month.
Who it's for
Online businesses with money moving through several accounts, where the owner still closes the month by hand, or doesn't close it at all.
- It fits if you get paid through two or more of Stripe, PayPal and the app stores.
- It fits if business spend sits on a few cards, mixed with some personal spend.
- It fits if you pay team members or partners every month and track it in your head.
It's not for you if you already have a bookkeeper closing your books every month. Keep them.
Already running
- 49 double counted card charges found and removed
- 5 income and spending sources in one report
- 1 click to confirm a month
Running for a paid online trading community. Its first rebuild found a month that looked like an $11k loss was really an $11k profit, once a bank withdrawal stopped being counted as an expense.
Questions
What does it cost to run each month?
The monthly fee covers me running it. On top of that, the secure bank link service, usually a few dollars a month, and AI usage for plain English questions bill to you directly. The monthly report itself doesn't need the AI.
How long does setup take?
About 14 days, including one real month closed with you.
What do I need from you?
Logins or API keys for Stripe, PayPal and your app store accounts, a few minutes to connect your bank and cards through the secure link, and your categories and personal spend list.
Is my bank login safe?
You connect your bank and cards yourself through Plaid, the same service most finance apps use. I never see your bank password.
Does it replace my accountant?
No. It gets you a clean, confirmed number every month. Your accountant still does taxes, and they'll thank you for the sheet.
